Privacy Policy

Last updated: March 30, 2026

App Name: SkillGo Wallet
Developer: Kasba Active IT Zone
Contact: shariatanim@gmail.com

This privacy policy applies to the SkillGo Wallet mobile app (hereinafter referred to as "the App") developed by Kasba Active IT Zone ("we", "us", or "our"). We respect your privacy and are committed to protecting your personal data.

1. Information We Collect

We collect the following types of information:

• Personal Information: Name, email address, and user ID (for account creation and management).
• Financial Information: Wallet balances, transaction history, and purchase records (entered by you).
• Location Data: Approximate location (city/area) to suggest nearby merchants when adding transactions (optional).
• Messages: If you enable email or SMS parsing, we access and process transaction notifications from banks to automatically record transactions. All such data stays on your device and is never uploaded to our servers.
• Files and Documents: Receipts, invoices, or documents you attach to transactions or debts.
• App Interactions: Anonymous usage data (screen views, button taps) to improve the app.
• Crash Logs and Diagnostics: Device information, app version, and crash reports to fix bugs and improve stability.
• Device Identifiers: Android ID, installation ID, and session tokens for authentication, sync, and security.

2. How We Use Your Information

We use your information for the following purposes:

• To provide core app functionality (wallet management, transaction tracking, budgeting, debt management).
• To authenticate your account and maintain your session.
• To sync your data across devices (if you choose to enable cloud sync).
• To improve the app (analytics, crash reporting).
• To respond to your support inquiries.

3. Data Sharing

We do not sell or rent your personal data. We share data only in the following limited circumstances:

• Service Providers: We use Firebase Crashlytics and Firebase Analytics to collect crash logs and anonymous usage data. These providers may receive device identifiers and app interaction data but do not receive your name, email, or financial data.
• Legal Requirements: If required by law, we may disclose your information to comply with legal processes.

4. Data Storage and Security

• All data transmitted between your device and our servers is encrypted using HTTPS.
• Your data is stored locally on your device and optionally synced to our secure servers for backup.
• We implement industry-standard security measures to protect your data.

5. Your Choices and Rights

• Opt-out: You can disable analytics and crash reporting in the app settings.
• Permissions: You can revoke location, SMS, or email permissions at any time through your device settings.
• Delete Account: You can delete your account and all associated data from within the app.
• Data Export: Contact us to request a copy of your data.

6. Children's Privacy

Our app is not intended for children under 13. We do not knowingly collect personal information from children under 13.

7. Changes to This Privacy Policy

We may update this policy from time to time. We will notify you of any material changes by posting the new policy in the app or via email.

8. Contact Us

If you have questions about this privacy policy or your data, please contact us at:

Email: shariatanim@gmail.com

SkillGo Wallet is a product of Kasba Active IT Zone.